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Fire risk assessment and HMO licensing.

HMO landlords sit under two parallel regimes: the Fire Safety Order 2005, which requires a fire risk assessment of the common parts, and the Housing Act 2004 licensing system, under which councils impose fire safety conditions on the whole house. A current fire risk assessment is a standard licensing condition across England, and councils routinely request it at application, renewal and inspection.

Updated 9 July 2026 · England & Wales · Regulatory Reform (Fire Safety) Order 2005

When a property is a licensable HMO.

How the two regimes interlock.

Fire Safety Order 2005Housing Act 2004 licensing
EnforcerFire and rescue authorityLocal housing authority
ScopeCommon parts (plus flat entrance doors and structure)Whole house, including inside lettings, via licence conditions and HHSRS
Core documentRecorded fire risk assessmentLicence with fire safety conditions; HHSRS hazard scoring
SanctionsNotices; unlimited fines; up to 2 years' custodyCivil penalties up to £30,000 per offence; rent repayment orders; licence refusal or revocation; banning orders

The regimes are coordinated through the LACORS Housing – Fire Safety guidance, which both fire services and councils apply to existing residential accommodation. It sets the expected package by property type and height.

The typical package by storey height (LACORS-derived)

"A valid fire risk assessment is a mandatory licensing condition."Standard condition applied by licensing authorities across England, reflected in council HMO licence schedules

What the council asks for

At application or renewal: the current fire risk assessment, alarm test/service certificates, emergency lighting certificates where fitted, and evidence of fire door provision. At inspection: working self-closers, unobstructed escape routes, and an assessment that reflects the property as found — an out-of-date document is treated as no document. The cost guide covers typical HMO assessment pricing; our HMO assessment service covers Surrey and the surrounding counties.

Key fact: Licensing penalties are civil and fast: councils can impose penalties of up to £30,000 per offence without a court, and tenants can recover up to 12 months' rent through a rent repayment order for an unlicensed HMO. Fire safety conditions are the most commonly breached.

Common questions.

Do I need a fire risk assessment for a small, non-licensable HMO?
Yes. The Fire Safety Order applies to the common parts of any HMO regardless of licensing status, and councils can still act on fire hazards in any rented home through the HHSRS.
Who can do the fire risk assessment for my HMO?
The responsible person may do it themselves if competent, but licensing officers increasingly expect a professional assessment — and Article 9A now requires demonstrable competence. A BAFE SP205 or IFE-registered assessor satisfies both regimes.
Does my HMO need a Grade A fire alarm?
Not automatically. LACORS-based standards scale with height, size and layout: Grade D1 interlinked detection covers most shared houses up to three storeys, with Grade A panel systems expected in larger, higher or higher-risk HMOs. The fire risk assessment determines the grade.
How often do HMO fire risk assessments need reviewing?
Annually is the standard licensing expectation, and always after works, occupancy changes or incidents. Many licence schedules state the review frequency explicitly.

Related guides

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